Are you a Halifax Bank account holder? Do you want to close your Halifax Bank Account?
First, you must determine the reasons for closing the account. It is a straightforward process; you can close your account within minutes.
However, it is essential to understand the bank’s rules before account closure.
Moreover, you may have to pay additional charges to close the account permanently. Please read this article to know how to close your Halifax Bank Account.
Most of the banking operations are possible in digital mode. Therefore, you can conveniently close or open a bank account through the mobile app or the bank’s online portal.
However, in the case of Halifax, you need to fulfil certain conditions for online closing. Various steps and conditions are present for Savings and other bank accounts.
This piece will highlight them all.
Conditions to Close Your Halifax Bank Account
Halifax customers may want to continue banking with other banks. However, before you close your account, let me walk you through the process.
Furthermore, there are various options to close the account. You can send a request via post or visit the branch and fill out the closure form.
Online closure is applicable only for Savings Accounts after meeting a few conditions. These are:-
- The interest rate on the account must be variable
- Multiple accounts in the same bank (Halifax in this case)
- Account Balance between 0 and £5
Steps for Account Closure
The process of closing your Halifax Bank Account depends on the account type. Please review the rules for closure below.
1. Online Closure (For Savings Account only)
Step 1: Sign in to your Halifax Account using the web only (mobile banking app is not acceptable for account closure)
Step 2: Open the Homepage and move to Accounts Services section
Step 3: Click on “Close Account”
Step 4: Specify the reason for closing the respective bank account
Step 5: Confirm all the details you have entered
Step 6: Submit the Closure Request
Generally, the process takes one day to complete. Therefore, you can easily expect a closed account as you verify the condition the next morning.
2. Closure By Post
Any type of Halifax bank account is eligible for Closure by Post. You have to submit a request to the bank to close a specific account.
Sending the application by post is applicable only when cannot visit the branch physically. Mention your account details and reason for the closure, and send the application to the Bank authorities.
The address to send the letter is:-
Halifax
Account Closure Team
PO Box 548
Leeds LS1 1WU
United Kingdom
You will receive a response shortly. However, please check whether it is closed after receiving the response. If no response is received, consult the bank manager of the local branch.
3. In Branch
One of the most crucial and valid ways of account closure is through the local branch.
The steps are:-
Step 1: Step in the local branch of the Halifax Bank (where you have the account)
Step 2: Place your Request for Account Closure and get the suitable form
Step 3: Meet any representative and follow the instructions
Step 4: Your Account will close once you complete all the formalities
No separate appointment is necessary to visit the branch for account closure. You can get instant support from the bank representatives whenever you place the closure request.
Moreover, you will not have to pay any charge if your bank account has no dues.
You may also opt for the Current Account Switch Service to avoid disruption of services. Additionally, you have seven days to complete the Switching process in the post-closure period.
Besides, you can transfer the account either at the same or another bank.
FAQ
Do I have to pay any charges to close my Halifax Savings Bank account?
Usually, Halifax does not charge any amount to close your account. However, you must pay the gross interest of 90 days for the early closure of a fixed-term account.
I am having a problem closing my account online. What to do?
If you are facing any issues with online account closure, please contact any branch of Halifax Bank. You may also call the bank’s official number (03457263646) or visit the bank in person.
However, contacting the bank through its website is also possible. You can enter your query or explain the grievance in detail. The customer care executives will give a prompt reply, maximum within 24 hours.
Conclusion
I hope this guide gave you enough information about how to close your Halifax Bank Account. If you still have any doubts, kindly visit the bank’s official website (www.halifax.co.uk)
Furthermore, after visiting the branch, you will get all the details from the bank’s officials. You must be acquainted with the separate closure rules for every account.
The most common ways to close your Halifax Bank Account include postal application and bank visits. However, the Savings account customer can close the account through an online procedure.
Undoubtedly, it is effortless and you can close the account in just a few clicks. However, in case of a current or overdraft account, you must fill the requisite appropriately with all the accurate particulars.
For emergencies, the customer care number is there. So, dial 03457203040 if you have any queries regarding account closure.
